DISPUTE COLLECTIONS INC

Most small business owners don't have the time or the staff required to fight this type of fraud themselves unless the amount is significant enough to do so.

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We take the burden off the business owner and, for a standard collection fee, take possession of a fraudulently disputed credit-card charge and work diligently to get the consumer to either withdraw the fraudulent dispute voluntarily, or, collect the disputed charge through alternate means if the dispute claim has been upheld by the cardholder's issuing bank.

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We bulk these small amounts together in a single package and work with local attorneys to collect the debts through small-claims litigation.

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Almost always, when presented with written proof of delivery of merchandise, or, written proof of acknowledgement and agreement with a merchant's reservation or delivery term, local civil courts adjudicate in the favor of the merchant, resulting in a judgment that may allow for the full recovery of the disputed amount and include an award for the additional costs incurred in the recovery of the claim, including reasonable attorney fees and court costs. 

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Additionally, some judgments may also refer the cardholder to additional potential sanctions for filing a knowingly or intentional fraudulent claim, and in some states, such fraudulent claims, if successfully prosecuted for recovery in civil court, may also be referred to local prosecutors as a falsely disputed claim and non-payment of services rendered or goods received or retail theft with intent.

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Finally, upon the issuance a successful judgment order, we give the cardholder 10 (ten) days to settle any judgment awarded but if the amount is still unpaid, we consider the account as defaulted and report it to a licensed collection agency.

 

Any such report to a consumer credit collection agency may affect the credit rating of the individual that filed the fraudulent claim or the cardholder that authorized the charge.